Haiti – Finance: The Credit Report, a Key to Accessing Loans

Port-au-Prince, July 24, 2025 – Though still largely unknown to the general public, the credit report is becoming an essential tool for securing loans in Haiti. Since 2014, the Bank of the Republic of Haiti (BRH) has operated the Bureau d’Information sur le Crédit (BIC), which centralizes data on borrower financial behavior.

To date, 14 financial institutions use these reports to evaluate credit applications. Maintaining a strong credit history not only makes it easier to obtain a loan but also allows borrowers to negotiate better terms.

The BIC aims to strengthen transparency and promote a culture of responsible borrowing, while simultaneously fostering greater financial inclusion across the country.